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Purchasing a car with a loan requires financial commitment and planning. While buying a car is an important decision in any adult’s life, if you buy one on loan, you should be able to pay off the loan on a timely basis. According to the Australian Bureau of Statistics (ABS), there has been a 4.7% increase in car finance loans as of May 2021. So, there are more and more people taking a loan to buy a car, and if you’re reading this article, you are most probably thinking of taking a car loan as well.

A car loan is usually a secured loan that is paid over a fixed period. With an abundance of options to fulfill one’s financial requirements, it is best to go for loans that offer you the best deal. Let’s look at some things to keep in mind to help you figure out which car loan is best for you.

1) Look around for the best loan offer

Before deciding about which car loan to go for, you should look around and compare the different offers out there. This is important so that you can negotiate better with the dealer. Be aware of how much you can spend, the interest rate, and the repayment process.

The best car loans in the market are the ones that have good perks for both the lender and the customer. You can find car loans that suit your preferences and compare them against other alternatives on iSelect. Going for a lender that helps you avail the best deal and fits within your budget is a wise decision.

2) Maintain a high credit score

To figure out a way to get a good auto loan, you should always try to maintain a high credit score. Doing this will help you avail of loans with a lower interest rate. A great way to increase your credit score is by reviewing your credit report and guaranteeing its authenticity. Doing so can help rectify any discrepancies that may be present.  You can also maintain a good credit score with the help of timely payments and by never missing out on an EMI payment.

Your credit score can even influence the overall loan amount you’ll be eligible for, along with the rate of interest that you’ll be paying for your EMI’s. With a good credit score, you can improve your overall borrowing loan eligibility. Overall, monitor your credit score regularly to improve your chances for a good car loan.

3) Choose a reasonable interest rate

When looking for a car loan, it is essential to compare the interest rate offered by various lenders. Since interest rates are usually fixed, there is no risk of an increase later on. Hence, while looking for an ideal car loan, you should always compare the interest rates that different lenders offer you. If you decide to buy a used car, you might avoid the interest on the loan

4) Understand the terms of the loan

The terms of the loan play a crucial role in understanding the repayment process. This includes the duration, amount, and rate of interest of the monthly or annual repayment. While taking a car loan has many benefits, different loan tenures have their pros and cons. For instance, a shorter loan may have a low-interest rate but a higher repayment amount. On the other hand, a longer loan will most probably have a higher interest rate but a low repayment amount.

In Summary

Taking a loan for purchasing a car is a big decision and one that can influence your financial decisions in the future. Going for a car loan that best suits you and your bank balance is essential. Decide what loan to apply for by researching different options before signing on the dotted line.

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By: Automotive Addicts Contributor
Title: Which Car Loan Is Best for You?
Sourced From: www.automotiveaddicts.com/75731/which-car-loan-best-for-you
Published Date: Tue, 30 Nov 2021 13:44:02 +0000

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1959 CHEVROLET IMPALA CUSTOM COUPE: Selling with No Reserve at the 2024 Scottsdale Fall Auction

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1959 CHEVROLET IMPALA CUSTOM COUPE: Selling with No Reserve at the 2024 Scottsdale Fall Auction

This custom 1959 Chevrolet Impala is a professionally built and restored example with custom chassis work to handle the upgraded powerplant, including a 502ci V8 engine with BDS fuel injection and a BDS 871 blower attached to a Gear Vendors 6-speed automatic transmission and Mark Williams rear axle. This example features power steering and Wilwood 4-wheel power disc brakes. It also includes a highly detailed engine compartment, brand-new fuel cell system, new wiring system, two new VIAIR compressors, and air tanks for raising and lowering the RideTech air suspension system.

The exterior includes professionally restored stainless, aluminum and chrome surrounding a Deep Black paint and shaved door handles with remote door poppers. All this rides on Intro 2-piece billet wheels with 19-inch in the front and 20×15 in the rear, covered in Mickey Thompson tires. The interior is restored and customized, including an era-correct black vinyl and striped cloth seat coverings, an OE-style steering wheel and Dakota Digital gauges, with a brand-new Vintage Air system installed, as well as a 2,000-watt Alpine stereo system. This example has over $350,000 invested, with recent upgrades within the last year totaling over $100,000.

Selling with No Reserve at the 2024 Scottsdale Fall Auction, October 10-13, at WestWorld.

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By: Barrett-Jackson
Title: 1959 CHEVROLET IMPALA CUSTOM COUPE: Selling with No Reserve at the 2024 Scottsdale Fall Auction
Sourced From: www.barrett-jackson.com/Media/Home/Reader/1959-chevrolet-impala-custom-coupe-selling-with-no-reserve-at-the-2024-scottsdale-fall-auction/
Published Date: Fri, 17 May 2024 17:12:32 +0000

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Road and Track: A lithe BMW R80 restomod by 46Works

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BMW R80 restomod by 46Works
When Shiro Nakajima isn’t honing his considerable talents in his home workshop at the base of the Yatsugatake Mountains, you’ll find him racing at the Tsukuba Circuit, a few hours away. Those opposing environments are reflected in Nakajima-san’s custom bikes; tasteful restomods that are aesthetically restrained, but also built to be ridden hard.

The man known as 46Works also has an affinity for European motorcycles, carried over from his days as the founder of the powerhouse restomod workshop, Ritmo Sereno. This explains why his latest creation—a wonderfully prepped 1986 BMW R80 restomod—looks so damn good.

BMW R80 restomod by 46Works

The bike was built as a collaboration between 46Works and the Japanese leather racing suit manufacturer Kushitani. Founded in the late 1940s in Hamamatsu, Kushitani has made leathers for Grand Prix racing greats like Randy Mamola, Wayne Gardner, Kevin Magee, and Kevin Schwantz. They’re also Shiro’s go-to race suit supplier, and they’ve collaborated on numerous 46Works apparel collections.

Shiro’s goal was to build a lithe machine that would be just as happy on the track as it would be on B-roads. His second priority was making sure that once the bike was parked, it would give its rider endless details to ogle.

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By: Wesley Reyneke
Title: Road and Track: A lithe BMW R80 restomod by 46Works
Sourced From: www.bikeexif.com/road-and-track-a-lithe-bmw-r80-restomod-by-46works
Published Date: Fri, 17 May 2024 19:03:28 +0000

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Motor

2024 Husqvarna Svartpilen 801

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Husqvarna’s 2024 Svartpilen 801 gets twin-cylinder power and a whole bunch of nice features.
Husqvarna’s 2024 Svartpilen 801 gets twin-cylinder power and a whole bunch of nice features. (Husqvarna/)

Ups

LC8c parallel-twin powerFull suite of electronic rider aidsUnique and attractive styling

Downs

If you want the full electronics package, it’s extraWhy didn’t Husky put a twin in this bike earlier!?Sport-spec tires would be an improvement

Verdict

Husqvarna has now embarked on an entirely new trajectory by adding a parallel twin to the Svartpilen. This naked roadster is sporty, comes with a fantastic engine, and is no longer just an entry-level machine.

Overview

Husqvarna’s Svartpilen first broke cover as a 375cc single-cylinder-powered naked back in 2018 and was instantly met with accolades for its hip styling and fun performance. In 2019, Husky upped the ante and released the Svartpilen 701, which used the 692.7cc LC4 single from the 701 Supermoto/Enduro. But for 2024, Husqvarna has raised the stakes again with the release of the LC8c parallel-twin-powered Svartpilen 801, utilizing the engine found in KTM’s 790 Duke.

Updates for 2024

With twin-cylinder power, this brand-new Husqvarna has taken a leap forward and finds itself going head-to-head with an entirely different segment of the middleweight market.

Pricing and Variants

The base Svartpilen 801 starts at $10,899 and is only available in one dark gray/silver color scheme as pictured. Options include the Dynamic package ($420) and Cruise Control ($289), the former offers an additional ride mode and full control over rider aids, while the later adds cruise control and a custom shortcut button for modes.

Competition

As mentioned, with twin-cylinder power, the Svartpilen finds itself up against fresh competition from the likes of Honda’s CB650R, Triumph’s Trident 660, Ducati’s Monster, Suzuki’s GSX-8S, and Yamaha’s MT-07.

Powertrain: Engine, Transmission, and Performance

The Svartpilen 801′s LC8c engine is shared with KTM’s 790 Duke and 790 Adventure models. The engine is a 799cc liquid-cooled parallel twin with double-overhead cams and four valves per cylinder. Bore and stroke measure 88.0 x 65.7mm with lightweight forged aluminum bridged-box pistons and a 12.5:1 compression ratio. The engine has semi dry-sump lubrication and has 15,000-kilometer (9,320-mile) service intervals. Keeping it smooth are a pair of balance shafts, one in front of the crankshaft and the other between the camshafts.

After riding the bike in southern France, Editor-at-Large Blake Conner said: “It doesn’t take long to appreciate the LC8c’s performance. Husqvarna claims 105 hp at 9,250 rpm with 64.0 lb.-ft. of peak torque 6,500 rpm. In this world of second- and third-gear twists and turns the engine delivers excellent performance. Torque is easily accessible right off the bottom and builds with a steady rush as you head toward 9,000-plus rpm.

“Keeping the engine in its midrange sweet spot is aided by the standard Easy Shift up/down quickshifter, which we have to say continues to get more and more refined on each generation of LC8c.

“This engine is as flexible as they come. The engine is torquey and behaves predictably, never acting jerky or requiring much effort to ride smoothly. Roll out of town into the twisties and it comes to life, no doubt aided by the bike’s light overall weight (a claimed 399 pounds without fuel). There is more than enough performance to snap the front tire off the ground at will or to get the rear tire protesting and sliding if you’re not in a conservative TC setting.”

Chassis and Handling

The frame is a tubular steel front section that uses the engine as a stressed member, while the subframe is a cast-aluminum piece that also acts as the rear end’s tailsection (without any bolted-on plastic parts for bodywork). A die-cast aluminum swingarm actuates the shock directly.

Up front is a 43mm inverted WP Apex fork with rebound and compression adjustability and 5.5 inches of travel. The linkageless WP Apex shock has 5.9 inches of travel and is adjustable for spring preload and five clicks of rebound damping.

“The roads we encountered in southern France ranged from smooth perfection to a potholed mess,” Conner added. “For this reason we left the clickers alone both front and rear on the fork and shock. The middle-of-the-road settings proved to be the right compromise, offering good feedback, nice holdup at speed and under braking, and plush bump absorption over the nasty stuff.

“Handling on the 801 is crisp and predictable, with a quick-steering front end giving the bike excellent agility in the many

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By: Blake Conner
Title: 2024 Husqvarna Svartpilen 801
Sourced From: www.motorcyclistonline.com/husqvarna/svartpilen-801/
Published Date: Thu, 16 May 2024 22:24:57 +0000

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